Assumable Mortgage Specialist - Greater San Antonio

 

Roam is a company I partner with that has assumable mortgage opportunities available for you to search. By cross referencing active MLS homes and public mortgage information, they can identify a substantial amount of assumable ready homes!

 

All I ask is that instead of submitting an inquiry to them, you reach out to me and give me the opportunity to represent you when you want to move forward!

 

I partner with Roam to expedite the assumable process (45-day guarantee) and provide full-service support for your purchase. You can look at potentially eligible homes on their site here: https://www.withroam.com/

 

Let me know if you’d like me to send you a free Assumable Mortgage Playbook (guide) to help you get started and I’d be happy to do so. I’m also available to talk through and make sure you’re comfortable with what would otherwise be a confusing process. 

 

 

In addition to Roam, I’ve also setup a unique process that identifies homes that closed with an FHA or VA loan between 2020-2022 and estimates the rate and equity on the home. It’s based solely on data at the time of close, so is not 100% accurate (many people pay off or make extra payments), but it has identified homes that aren’t advertised as assumable that are eligible. This is something I’ve personally created as a tool to my clients, and I’d be happy to run a search for you!

 

 

With low interest assumable mortgages, you’re responsible to front the equity in the home. EX: 50% equity on a $400K house, need $200K cash to close. I have two resources/lenders (Roam via Spring EQ and Homelight) that can assist with this potentially large down payment as a second lien. Expect above market rates because of the risk on these loans, but in many cases, the blended payment is still better than originating a new loan.

 

Have more questions or ready for me to work to find and secure your assumable mortgage in the greater San Antonio area? Reach out to me today and let’s get started!